Posted on Fri, Feb 03, 2012 @ 06:37 PM
In today’s ultra-competitive, customer-driven world, having a solid marketing and advertising campaign is vital to business success… no matter what industry you are in. A well-positioned advertising campaign can help differentiate your product or service and lead to increased sales and market share. Businesses that aren’t large enough to have in-house marketing departments can hire small creative agencies and design firms to take care of their branding needs.
This Balboa Capital blog entry showcases Deforest Creative Group, a well-established marketing services company that offers strategy, graphic design and photography services to clients throughout the Midwest. Deforest Creative Group has used Balboa Capital for business equipment leasing since 2003.
“Our Business is Driven by Technology”
Jim Deforest, President of Deforest Creative Group, knows the important role that technologically advanced equipment plays in the creative development process. “Our business is driven by technology, said Mr. Deforest, who adds, “It’s imperative that we keep our systems current and relevant by regularly investing in state-of-the-art equipment. Computers, servers, graphic design software, scanners and photography equipment are just some of the many things marketing and advertising agencies use on a daily basis.
“Balboa Capital has been our Financial Partner Since 2003”
When Deforest Creative Group needs to acquire new creative equipment, they look to Balboa Capital. “As our financial partner since 2003, Balboa Capital has been vital in supporting us in our mission to provide the best marketing services to our customers,” said Mr. Deforest.
Click on the video link below from the Balboa Capital YouTube Channel to learn more about Deforest Creative Group’s experience with Balboa Capital.
Equipment Leasing, Working Capital Loans and More
Deforest Creative Group is one of the many thousands of small businesses in the United States that rely on Balboa Capital for equipment leasing. But that’s not the only financing solution that we provide. We also offer working capital loans, merchant cash advances and flexible business loans. In short, we will work with you to determine the best solution for your company’s individual needs.
Balboa Capital makes the entire business funding process easy and efficient with our one-page online application, fast credit decisions and ability to provide you with rapid funding. To apply for a business equipment lease with Balboa Capital, simply click on the link below. There is no obligation whatsoever.
Posted on Wed, Feb 01, 2012 @ 06:29 PM
Keeping pets healthy requires care from a veterinarian, which is a Doctor of Veterinary Medicine, or DVM. There are more than 83,000 veterinarians in the United States. The majority of veterinarians limit their practice to the treatment of dogs, cats, birds, reptiles and other companion animals. Other veterinarians work in the farming, academic and government industries. 
Here at Balboa Capital, we know that diagnosing and treating animal health problems, including surgical intervention, requires highly specialized veterinary equipment. We also know that some equipment can be too costly for even the most established private or group practice. Fortunately, lease financing is a way to acquire equipment for an affordable monthly payment.
Are You Barking Up the Wrong Tree by Paying Cash for Equipment?
Paying 100% cash for veterinary equipment can use up your practice’s working capital and credit lines, which is a risky business move. The importance of having enough capital to keep your practice running at all times cannot be underestimated. An unexpected slow period that results in decreased revenue can put your veterinary practice at risk if you can’t afford to pay rent, employee salaries and insurance.
Balboa Capital Leases All Types of Veterinary Equipment
You are no doubt very passionate about pets and the people who own them. There is something very rewarding about caring for animals and helping them live happy, healthy lives. Your advanced training in animal science, medicine and other related fields gives you the ability to diagnose and treat the full spectrum of diseases. And you are well aware of the role that veterinary equipment plays in the care you provide.
Balboa Capital can create a custom equipment lease program that fits within your practice’s budget. That means you won’t have to break the bank to get the veterinary equipment you want. Balboa Capital leases many types of veterinary equipment, including the following:
• Veterinary Tables
• Anesthesia Equipment
• Veterinary X-Ray Units
• Veterinary Ultrasound
• Endoscopy Units
• Monitoring Equipment
• Surgical Equipment
• Autoclave Units
• Microscopes
• Respiratory Ventilators
• Veterinary Dental Equipment
• Laboratory Analyzers
• Computer Workstations
Fetch an Equipment Lease With Balboa Capital Today
When you select Balboa Capital as your financing resource, you’re getting an established leader in equipment financing. We are recognized by many thousands of business owners, including veterinarians like you, for our simple lease application process, fast funding capabilities and highly personalized customer service.
Balboa Capital welcomes the opportunity to finance equipment for your veterinary practice. You can fill out a one-page application and get a credit decision response promptly. We take care of all the necessary paperwork and we can even provide same-day funding for your veterinary equipment. To get started, click on the link below.
Posted on Mon, Jan 30, 2012 @ 06:56 PM
Here at Balboa Capital, we think it’s a great time to talk about technology, which is the backbone of businesses throughout the US. Computers, software, wireless devices and Internet-based tools such as cloud-based storage and virtual meeting applications are helping businesses move at the speed of now. Technology helps small businesses compete with large businesses by making them able to respond to changes in the marketplace at a much quicker rate. 
In addition, technology can increase employee productivity and efficiency, which can greatly benefit the bottom line of any business. Technology equipment and supplies can cost a small fortune, which is why so many business owners are choosing to lease instead of buy. And the financing resource that many of them are choosing is Balboa Capital.
What can Technology do for Your Small Business?
As mentioned above, technology offers several key operational benefits. But that’s just the start. Technology can help your small business remain up-to-date and be perceived as forward thinking. Your customers and vendors will appreciate the technological advances you add to your company because it will ultimately benefit them. Things such as order fulfillment and tracking, shipping, turnaround time and communication can be greatly enhanced and improved with the right technology equipment. This helps provide a positive brand experience for today’s most demanding customers and vendor partners.
Technology Eliminates Barriers
Remember the days when you had to catch a plane in order to make client presentations or meet with companies who might want to sell your product or service? Well, thanks to today’s advances in web-based technology, it is now possible to conduct important meetings without ever leaving your office. Real-time webinar meetings pack the same power as in-person meetings, and they allow you to save time and money in the process. If you’re a small business owner, this is great news, especially if you can’t afford to be out of the office for a few days.
Technology Helps Reduce Business Expenses
The technology equipment that is available in every business sector is designed to reduce errors and increase speed and efficiency... and it all adds up to a reduction in business expenses. Here are some of the many other technologies that can help improve your efficiency while preserving your working capital:
• Email Communications
• Computer Hardware
• On-Site Data Storage Equipment
• Web-Based Storage (Cloud-Based Storage)
• Accounting Software
• Sales Management Software
• Inventory Software
• Business Software
• Office Imaging Equipment
Look to a Leader in Technology Equipment Leasing
Now that you’ve learned some of the many ways that technology can benefit your small business, it’s time to acquire the equipment you need. Just look to Balboa Capital today. We’re an established leader in business equipment leasing, and we’re experts when it comes to creating custom financing solutions for all types of technology equipment and supplies. Balboa Capital has provided rapid funding to thousands of small businesses, and we can do the same for you.
To get started with Balboa Capital, click on the online equipment lease application link below. It takes just a few minutes to complete, and there is no obligation.
Posted on Fri, Jan 27, 2012 @ 01:03 PM
Electronic testing equipment is used by small and medium-sized businesses, Fortune 500 companies, academic institutions and the US Government, among others. Today, there is a seemingly endless array of innovative electronic testing equipment and technology available in a multitude of categories.
Because of the size and scope of the electronic testing industry, finding the right distributor for your individual needs can be difficult. Fortunately, there is an established leader that provides electronic testing equipment to customers throughout the world: TestEquity LLC. Balboa Capital recently partnered with TestEquity and will provide their customers with custom-designed equipment financing programs.
Over Four Decades of Excellent Customer Service
Since 1971, TestEquity has prided itself in being a "customer first" company, providing premium service and innovative solutions to meet its customers' electronic testing equipment needs. TestEquity is an authorized distributor for some of the most respected names in the industry, including Agilent, Tektronix, Keithley and Rohde & Schwarz.
TestEquity also provides used equipment which has been reconditioned to the highest standards. TestEquity’s broad instrument categories include:
• Oscilloscopes
• Meters
• Power Supplies
• Spectrum Analyzers
• Network Analyzers
• Signal Generators
• Environmental Chambers
• Thermal Imaging Cameras
To learn more about TestEquity, visit their corporate website at http://www.testequity.com.
Industry-Specific Knowledge is Key
Because the electronic testing equipment industry is highly specialized, individuals and companies that collaborate with businesses in this sector need to be knowledgeable of its equipment, terminology and trends. This is especially true of financing companies that support electronic testing equipment dealers such as TestEquity.
Here at Balboa Capital, our team includes a financing professional with close to a decade of experience in the electronic testing equipment industry. This helps make the entire equipment financing process easy and efficient.
Looking to Sell More Equipment? Look to Balboa Capital
Balboa Capital supports dealers in a wide variety of industries. These include land surveying, hotel/lodging, medical products, office products, point-of-use water (POUW) and commercial vehicles. Here are the many ways that Balboa Capital can help you sell more equipment to your customers and position you for business success:
• Financing for All Types of Office Equipment
• No Hassle, Application-Only Program
• Credit Decisions Within One Hour
• Online Application and Fax Docs Only Up To $150,000
• Same-Day Funding in Most Cases
• Competitive Rates
• Web-Based Sales Tools: Compass, Compass 2.0 and Lease Payment Quoter
To get started with Balboa Capital’s Vendor Program, click on the link below. You'll see why companies such as TestEquity have made us the preferred financing resource for their customers.
Posted on Wed, Jan 25, 2012 @ 05:46 PM
Business confidence seems to be rising based on the equipment leasing data that was released this week. Equipment financing rose 38 percent in November from a year ago. This tremendous increase shows that small and medium-sized business owners have a renewed sense of optimism and are acquiring new equipment – or replacing old equipment – to help their businesses grow. Here at Balboa Capital, we monitor equipment financing numbers and trends closely, and this blog entry gives you some information that indicates business confidence is heading in the right direction. 
Equipment Leasing: By the Numbers
The $630 billion equipment finance sector posted some strong gains last month, with new business volume increasing close to $11 billion over December, 2010. Total new business equipment leasing volume in 2011 jumped 25 percent over 2010. So, why are these numbers on the uptick? There are many factors that can be attributed to this.
First, many business owners are opting to lease their equipment rather than apply for a small business loan through a traditional bank. Banks have a stringent approval process that is based on a number of financial criteria, and this has resulted in up to 8 out of 10 small business loans getting rejected. Second, business owners are feeling better about the economy and are therefore more willing to invest in their companies with new equipment.
Equipment Leasing vs. Buying
When you need to get new equipment and technology for your business, you can either purchase it outright or finance it with an affordable leasing program. It’s important to know the differences between leasing and buying in order to determine the best approach for your business' individual needs and financial situation.
Buying equipment for your business requires a 100% cash payment, which uses up your existing capital. This is risky if you lack the working capital needed for unexpected slow periods or an economic downturn. In order to keep your business in business, you need to have enough cash on hand to cover expenses, pay employee salaries and purchase inventory, among many others. And if you use your business’ credit line to obtain new equipment, you won’t have it available for time(s) of need.
Leasing is the preferred choice of countless business owners for their equipment because it is flexible, affordable and allows for periodic upgrades. Leasing lets you get business equipment for a monthly payment you can afford, which helps preserve your working capital and business credit line. Plus, leasing with shorter terms gives you access to the latest technology, which means you won’t be stuck with outdated equipment that might become obsolete. This is a huge advantage because the latest equipment and technology can help differentiate your business in today's competitive marketplace.
Look to Balboa Capital Today
One of the most gratifying aspects of being an equipment leasing company is the opportunity to help small and medium-sized businesses acquire the financing they need to achieve success. Balboa Capital has done this for many thousands of companies in virtually every business sector.
Balboa Capital was established in 1988 and today is one of the most respected and trusted independent financing companies in the country. We are known for our fast funding capabilities, industry-specific expertise and unparalleled customer service. If you are in the market for new or used business equipment, Balboa Capital can help. You can fill out a one-page application on our website and get a credit decision response promptly. Or, use Balboa Capital's Quick Quote option and get an estimated lease quote within 24 hours or less.
To get started with Balboa Capital, click on the link below to submit a no-obligation lease application.
Posted on Mon, Jan 23, 2012 @ 05:09 PM
Doctors in every medical specialty have very demanding jobs. They are responsible for helping people of all ages achieve and maintain optimum health. Every day, in every state in the US, doctors are diagnosing unknown medical conditions and helping save lives with procedures that are on the leading-edge of modern medicine. So, why are so many doctors finding it difficult to make ends meet? This Balboa Capital blog entry gives you a brief overview of the current financial situation that is facing many doctors, and how many of them are getting their much-needed cash faster than with a bank loan. 
Diagnosis: Extensive Medical School Debt
Everyone knows how expensive medical school is. It’s why the majority of medical school graduates have tremendous debts. And the costs will only escalate for doctors who pursue several years of residency and fellowship training. Running a solo healthcare practice is very difficult for doctors who have a large amount of debt. Rent, employee salaries, office furniture, medical equipment, insurance and advertising all add up… and fast.
Doctors are Borrowing More
Last week, it was reported that Small Business Administration (SBA) loans spiked more than 10-fold since 2000. SBA loans to private healthcare practitioners went from $58 million in 2000 to $675 million in 2011. Economy experts say this is a sign that more and more doctors are finding it difficult to pay their business expenses. Declining reimbursements and rising medical liability insurance costs are two key factors being attributed to dwindling practice revenue.
The Advantages of Working Capital Loans
While many doctors apply for bank loans and SBA loans, a growing number are choosing working capital loans to help provide a quick infusion of cash. Here at Balboa Capital, we’ve provided working capital loans to physicians across the country. Our working capital loans are a great alternative to bank loans and SBA loans for many reasons:
• Easy, one-page application
• Credit decisions within one hour
• Receive cash of up to $150,000
• Cash received in as few as five days
• No hidden fees
• No long-term commitments
• No restrictions on how you use the cash
• Perfect credit not required
Improve the Financial Health of Your Medical Practice
Whether you’re a solo practitioner or part of a group practice, you need to maintain enough working capital to cover all of your business and medical expenses. If the rising costs of running your practice are making it difficult to stay profitable – or remain in business altogether – don’t just assume it will get better.
Your patients and professional referrers rely on you to provide excellent medical care, so it’s important for you to get the necessary funding to keep your practice afloat. After all, caring for patients is your personal and professional passion, and nothing should prevent you from doing so.
Balboa Capital offers several working capital solutions that can help. They include working capital loans, flexible business loans and merchant cash advances. We take care of all the necessary paperwork and we can provide fast funding for your healthcare practice. Click on the link below to get started.
Posted on Fri, Jan 20, 2012 @ 05:44 PM
As a dentist, you know that a healthy, attractive smile can light up a room and increase one’s self-confidence. After all, creating dazzling smiles is what you do for a living, and you see the results firsthand. Depending on the type of dentistry you specialize in, there is a wide variety of dental equipment and technologies needed to diagnose and treat your patients.
Purchasing dental equipment requires a significant amount of working capital, which is why so many dental professionals are opting to lease instead. Balboa Capital has provided affordable equipment financing plans to dentists throughout the US, and we can do the same for you.
Balboa Capital Leases all Types of Dental Equipment
Whether you’re a cosmetic dentist, periodontist, orthodontist, oral surgeon, endodontist, or pediatric dentist, you need the right dental equipment to provide your patients with comfortable treatment and quality results. And before any dental care begins, you need the state-of-the-art diagnostic equipment to help locate dental conditions with pinpoint accuracy.
Here at Balboa Capital, we can create a leasing program designed around your dental equipment needs and budget. Balboa Capital provides financing for the full spectrum of dental equipment, including: 
• Office Furniture
• Fixtures and Cabinets
• Dental Chairs
• Traditional X-Ray Units
• Digital X-Ray Units
• Panoramic X-Ray Units
• Cone-Beam 3D Scanners
• Film Processors
• Intraoral Cameras
• Ultrasonic Devices
• Cart Delivery Systems
• Cerec Units
• Cuspidors
• Operatory Systems
• Sterilizers
• Computers and Servers
• Practice Management Software
Dental Equipment Financing Without the Wait
Busy dental practitioners like you don’t have time to waste with a lengthy business loan process that is commonly associated with a traditional bank or credit union. Banks require a significant amount of paperwork, and their approval process can take several weeks.
When you finance your dental equipment with Balboa Capital, you can save time by not having to complete mountains of paperwork, as we offer a simple one-page lease application on our website. We will provide you with a credit decision quickly, usually within one or two hours, and we offer same-day funding in many cases. That means you can get the dental equipment you need right away. If you need to replace existing equipment that is broken or no longer functioning, this can benefit your dental practice’s bottom line.
Give Your Dental Practice a Competitive Advantage
You already provide your patients with quality, capable dentistry, so why not give your practice an advantage over the competition by adding some new equipment, technology or furniture? Doing this can position your practice as “leading-edge” and help enhance the patient experience. Ultimately, this can help drive referrals from patients and other dental specialists.
To get started with no obligation, click on the lease application button below.
Posted on Wed, Jan 18, 2012 @ 06:18 PM
Land surveying is one of the oldest professions in the US and today is more advanced than ever before in terms of technology and capabilities. The state-of-the-art equipment being used by land surveyors is highly efficient and offers pinpoint accuracy. In order for land surveying professionals and surveying companies to become the preferred choice of clients in both the public and government sectors, they need to have access to the most innovative equipment available.
The price tag on land surveying equipment can be quite high, which makes leasing a great alternative to paying 100% cash. Balboa Capital has provided custom lease financing plans to a number of land surveying professionals and businesses. 
Balboa Capital Knows the Land Surveying Industry
When it comes time to select a financing company for your land surveying equipment needs, it makes sense to choose one that offers competitive rates and fast financing capabilities. Additionally, you want a financing resource that has in-depth knowledge and experience in the land surveying industry. You want Balboa Capital.
Here at Balboa Capital, our team includes several financing professionals who know land surveying equipment as much as they know equipment leasing. Our thorough understanding of your unique industry means we speak your language, and this allows for a more efficient and positive financing experience. Balboa Capital provides financing for land surveying professionals and companies, and we even have a comprehensive vendor program for land surveying equipment dealers. And if you're a licensed start-up professional, we've got the financing plan for you.
Types of Land Surveying Equipment Financed
Balboa Capital wants to help your business acquire the equipment, tools and technology needed to gain an advantage over the competition and achieve financial success. Whatever your land surveying equipment needs, we can develop a custom-tailored lease program that fits perfectly within your monthly budget. Some of the surveying equipment we lease includes:
• GPS Instruments
• Hydrographic Equipment
• Photographic Equipment
• All Major Manufacturers
• Topographic Equipment
• Machine Controls
• Plotters
• Remote Sensing Equipment
• 3D Scanners
• Total Stations
• Computers
Survey Says: Balboa Capital has a 98% Customer Satisfaction Rate
Now that you’ve learned more about Balboa Capital’s experience and expertise in the land surveying equipment industry, we welcome the opportunity to become your financing partner. And if you’re wondering what it’s like to work with Balboa Capital, just visit our customer testimonials page here. In a survey of our 100 recent customers, over 98% of them said they were extremely satisfied with us.
To get started with Balboa Capital, simply fill out our one-page application and you will get a credit decision response promptly. We take care of all the necessary paperwork and we can even provide same-day funding for your land surveying equipment. Click on the application link below.
Posted on Mon, Jan 16, 2012 @ 05:46 PM
The film and television awards season is upon us, and here at Balboa Capital, we think it’s the perfect time to feature a blog entry about audio and video equipment leasing. Producers, directors, cinematographers, editors, sound designers and more utilize a wide variety of specialized equipment, and purchasing it with 100% cash can be very difficult.
Plus, with the ongoing advances in audio and video equipment technology, the equipment you purchase today might become obsolete in the very near future. These are some of the reasons you should consider leasing your equipment. 
Take One: Know the Benefits of Leasing
As mentioned above, leasing your audio or video equipment saves you money and keeps you one step ahead of the technology curve. Not having to use up your working capital or credit lines to acquire equipment can help keep you in business… plus reduce the stress that comes with unexpected slow periods. Keeping an adequate amount of funds in the bank is a smart business decision.
Next, when you lease your audio or video equipment, you can take advantage of some fantastic tax benefits. The Section 179 Tax Deduction was revised for 2012 with smaller deductions for small businesses, so check with your tax advisor for more details.
Take Two: Choose the Best Leasing Company for Your Needs
If you work in the audio or video industry, you’re probably familiar with the process of applying for a business or working capital loan. Maybe you’ve taken out a loan to get a camera, editing software system, light kit or audio recording system, to name a few. And if you’ve worked with a bank or credit union, you know how involved the small business loan process can be.
Leasing your audio or video equipment is much easier and faster than applying for a bank loan. But with so many equipment leasing companies out there, how do you choose the one that’s best for audio or video business? There is no right or wrong answer to this question, but there are some obvious things to consider. These include years in business, industry-specific experience and fast funding capabilities.
Take Three: Make Balboa Capital Your Financing Resource
Balboa Capital knows the audio and video market just as well as we know equipment leasing. Over the years, we’ve provided financing solutions to film, television, radio and video professionals and companies throughout the US. With an affordable lease financing program from Balboa Capital, you can reduce your production budget without compromising on quality. Balboa Capital was established in 1988 and is the trusted choice of many thousands of small businesses, so you can rest assured that you’re getting a proven financing partner.
That’s a Wrap: Apply for Your Equipment Lease Today
Balboa Capital understands how busy you are running your audio or video business. That’s why we offer an easy and time-saving equipment leasing process. Fill out a simple one-page lease application today and we will provide you with a credit decision within one hour.
Posted on Fri, Jan 13, 2012 @ 03:42 PM
As the demand for clean, refreshing water continues to increase in the US, so too does the need for specialized water filtration equipment. Businesses of all sizes and in all industries rely on a variety of point-of-use water (POUW) equipment to provide water that is free from minerals and chemicals. Water filtration and purifying equipment can cost a small fortune to purchase outright, which is why so many businesses are saving money by leasing. 
This is keeping POUW vendors very busy, which is good news not only for their businesses, but for the water treatment equipment industry, as well. Here at Balboa Capital, we help POUW dealers throughout the country sell more water filtration equipment to their customers, and we can do the same for you.
Balboa Capital Helps Keep the Sales Flowing for POUW Vendors
Balboa Capital offers POUW vendors a proven and technology-driven financing program that is unlike any other. Selling water filtration equipment is easy and efficient thanks to these products and benefits:
• Water Filtration Equipment Financing
• Water Purification Equipment Financing
• Hassle-Free, Application-Only Program
• Credit Decisions Within One Hour
• Online Applications And Fax Docs Only Up To $150,000
• Same-Day Funding Available
• No Property Taxes
• Competitive Rates
• Online Sales Tools: Compass, Compass 2.0 and Lease Quoter
• Private Label Documentation And Billing Available
No Property Taxes on Your Customers’ POUW Equipment
Balboa Capital knows that price is a huge factor for businesses that are looking to acquire water filter filtration and purification equipment. And one advantage of our POUW vendor program is that no property taxes will be charged. If you’re a POUW dealer, imagine how much easier it will be to sell equipment without property taxes.
Let’s say your customer is interested in $20,000 worth of equipment. Based on a 2.5% property tax rate, they would save $500. This is an estimate only, as Balboa Capital does not provide tax advice. Consult with your tax professional to determine your individual savings.
Take Your POUW Business to the Next Level
Sales are the cornerstone of any successful POUW business. If you are a POUW dealer and need a financing resource that can help you take your sales – and business – to the next level, look to Balboa Capital. Click on the link below to fill out Balboa Capital’s online vendor application. It takes just minutes to complete, and there is no obligation whatsoever.